Privacy Policy

Last updated on February 2, 2026.

College Credit is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Information We Collect

We collect information that you provide directly to us when you register for an account or newsletter, fill out forms or surveys, contact us for customer support, or interact with our website and services.

Personal Information

The personal information we may collect includes:

  • Name and contact information (email address, phone number)
  • Demographic information (age, educational institution, year in school)
  • Financial preferences and spending habits (for personalized recommendations)
  • Payment and billing information (processed securely through third-party payment processors)

Automatically Collected Information

When you visit our website, we automatically collect certain information about your device, including:

  • IP address and browser type
  • Operating system and device information
  • Pages visited and time spent on our site
  • Referring website addresses
  • Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect for various purposes, including to:

  • Provide, maintain, and improve our services
  • Personalize your experience and deliver tailored credit card recommendations
  • Send you updates, newsletters, and promotional materials (with your consent)
  • Respond to your comments, questions, and customer service requests
  • Analyze usage patterns and trends to improve our website
  • Detect, prevent, and address technical issues and fraudulent activity
  • Comply with legal obligations and enforce our terms of service

Information Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

With Credit Card Issuers

When you choose to apply for a credit card through our platform, we may share necessary information with the respective credit card issuer to facilitate your application. This is done only with your explicit consent.

With Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as:

  • Website hosting and maintenance
  • Email delivery and marketing automation
  • Analytics and data analysis
  • Customer support services

For Legal Reasons

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

  • Access: Request a copy of the personal information we hold about you
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information
  • Opt-out: Unsubscribe from marketing communications at any time
  • Data portability: Request transfer of your data to another service

Children's Privacy

Our services are intended for users who are at least 18 years old or the age of majority in their jurisdiction. We do not knowingly collect personal information from children under 18.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

College Credit
Email: privacy@collegecredit.com
Address: 931 10th Street, Modesto CA 95354
Phone: +1 (310) 422-7976